The Bankruptcy Law Center
Law Office of Don Provencio, PA
Albuquerque, NM

The Bankruptcy Law Center - 505-242-STOP (7867)


Chapter 7 Bankruptcy

Are you sick of being harassed by creditors and collections agencies as you struggle with debt? Tired of facing the threat of wage garnishment and repossession? If so, filing for Chapter 7 bankruptcy may be the best option you have for eliminating your debt and getting the fresh start you need. In exploring your options, you can benefit greatly from discussing your case with an experienced bankruptcy attorney.

How Does Chapter 7 Work?

A Chapter 7 bankruptcy, also known as liquidation bankruptcy, allows consumers to eliminate debt while keeping assets depending on their value and the total value of your exemptions which is something I will go over with you after reviewing the facts of your case. Debts that can be discharged through Chapter 7 bankruptcy include, but are not limited to, credit card debt and medical bills. This process typically takes 90-120 days from filing to discharge.

Prior to filing a bankruptcy you will need to complete a mandatory counseling course and after filing you will need to complete a mandatory financial management course. Both courses are provided either online or over the phone. I will suggest and direct you where to go to complete these mandatory courses to make the bankruptcy process go smoother for you.

During our free consultation, I will discuss with you the various types of debts that are dischargeable, what debts you may wish to continue paying and which of your assets you will be able to protect from the liquidation process.

What Happens After Chapter 7?
After your Chapter 7 discharge, you will have the opportunity to begin rebuilding your credit. It will be important to make good financial decisions and pay all bills on time.



Since 1987 the Bankruptcy Law Center has filed over 12,000 Chapter 7 and Chapter 13 bankruptcy cases . . . successfully helping New Mexicans get a fresh start.

Before You Make Any Decisions You Need To Talk To A Dedicated and Experienced Bankruptcy Attorney

Hire Me And I Will Provide You With The Personal Service You Deserve From A Bankruptcy Attorney

Contact me at The Bankruptcy Law Center for a Free Initial Consultation - 505-242-STOP (7867)


I provide a comfortable environment for you to discuss your specific needs and concerns. When you come to my office for a free consultation you will find that I will personally take the time to get to know you and craft a solution that works best for you. From the moment I take your case until your case is resolved, I will be personally involved every step of the way.

Start the debt relief process with a free initial consultation by contacting me today. The Bankruptcy Law Center and The Law Office of Don Provencio, PA is conveniently located at 1721 Carlisle Blvd. NE in Albuquerque which is near Interstate 40 and Carlisle. Call 505-242-STOP (7867) for a free consultation with an experienced and highly capable bankruptcy attorney.

I am a debt relief attorney. I help people file for bankruptcy relief under the Bankruptcy Code.




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