The Bankruptcy Law Center
Law Office of Don Provencio, PA
Albuquerque, NM
The Bankruptcy Law Center - 505-242-STOP (7867)
Foreclosure & Mortgage Options
Chapter 13 - Helping You Prevent Or Stopping Foreclosure
You have worked hard to establish a home of your own for you and your family.
It would be devastating to lose that home to foreclosure, especially if it can be
prevented. To find out about your foreclosure defense options, it is important to
work with an experienced bankruptcy attorney.
Is Your Mortgage Underwater?
If you are underwater on your mortgage then you can use Chapter 13 not Chapter 7
Bankruptcy to erase or lien-strip a second mortgage you have on your home in order to
lower your mortgage payments. Chapter 13 Bankruptcy can allow you to avoid foreclosure,
keep your home and put any arrears into a payment plan.
Do you Have Other Options?
You could allow the foreclosure to happen or you could just walk away and rent; but,
these options are very shortsighted. Gone are the days of getting a home with no down
payment and rental properties are more expensive than ever. Even if you walk away you may
still be responsible for the deficiency balance that you owe on the house. If you choose to
walk away and rent you will no longer have the tax deduction that you get from home ownership.
In short, it is to your benefit to explore your foreclosure avoidance options. You have nothing
to lose and everything to gain.
Since 1987 the Bankruptcy Law Center has filed over 12,000 Chapter 7 and Chapter 13 bankruptcy cases . . . successfully helping New Mexicans get a fresh start.
Before You Make Any Decisions You Need To Talk To A Dedicated and Experienced Bankruptcy Attorney
Hire Me And I Will Provide You With The Personal Service You Deserve From A Bankruptcy Attorney
Contact me at The Bankruptcy Law Center for a Free Initial Consultation - 505-242-STOP (7867)
I provide a comfortable environment for you to discuss your specific needs and concerns. When you come to my
office for a free consultation you will find that I will personally take the time to get to know you and craft
a solution that works best for you. From the moment I take your case until your case is resolved, I will be
personally involved every step of the way.
Start the debt relief process with a free initial consultation by contacting me today.
The Bankruptcy Law Center and The Law Office of Don Provencio, PA is conveniently located at
1721 Carlisle Blvd. NE in Albuquerque which is near Interstate 40 and Carlisle.
Call 505-242-STOP (7867)
for a free consultation with an experienced and highly capable bankruptcy attorney.
I am a debt relief attorney. I help people file for bankruptcy relief under the Bankruptcy Code.